Having a horse has become a status symbol. Horse is not a simple pet. There is an old saying that the horse is man’s most intelligent animal friend. It is kind of romantic being the horse owner.
Having a horse is not easy. There is lot of equipment needed to a horse with a lot of nurse, special care and special living conditions. Not to mention the large space for galloping or horse food. Somehow, having a hose is even easier than cheap. Every horse demands a lot of care, protection and of course – money. Having horse is an expensive hobby.
The best way to protect horse is giving him an insurance policy. That is how the horse will be insurance if anything bad have happened to him. Whether horse is stallion or thoroughbred horse, there are different insurance policies for them.
Stallion insurance quotations are mainly developed for the stallions. Knowing the stallion is man horse which is not castrated, his main purpose is breeding. That is how the only thing worse than death of an animal that could have happened to the stallion is fertility. The quotations for fertility are very high. Veterinarians works daily with the horses trying to noticed any sign of fertility and if there is a possibility – to solve the problem itself.
Thoroughbred horse insurance quotations are developing for the thoroughbred horses. These horses are mainly raised to become racers, especially galloping racers. From the foal stadium, the team of veterinarians and also the horse managers works daily with those horse. A lot of things are important, but maybe the most important thing is the horse’s health. Combining health with the horse’s youth, strength and everyday practice routine, it is very likely that the foal will expands into fast thoroughbred horse.
Also insurance for horses is expensive, but so are the horses it selves. Horse insurance companies give a hope to the owners that even if some bad luck day comes, the expensive will be covered by insurance. Lack of horse or a noticed horse’s disability is definitely a nightmare for every horse owner, but after every cure is tried and every remedy brought for the horse, there is sometimes nothing else an owner could do but to move on. The horse insurance company’s money allows the owner to move on. Grief itself won’t pay the bills.
Considering best for the owner and the horse, the horse manager with veterinarian’s opinion and the insurance underwriter sign the best insurance contract for the horse. Depending of what kind of horse is that, whether the stallion or thoroughbred horse, the insurance policy may have different quotations. The main rule should be to give a less money for more effective policies. Although the monthly policy payment may look expensive, in the dark moments, when there is nothing left but grief, only thing that can make owner look farther is the insurance money. The money will help him to cover the costs and invest more, maybe in another horse.